See what the role costs — and what your employee actually earns
Most offshore quotes give you one bundled number and keep the wage behind it to themselves. This calculator shows both halves, because you set the wage.
Base salary per year, before employer costs.
Indicative benchmark — adjust it. This is the figure your employee is paid, and it's yours to set.
Adjust assumptions
Covers statutory contributions, benefits, HR, compliance, workspace and our fee.
Payroll taxes, benefits, insurance and paid time off on top of base salary. Ontario employers typically land near 22%.
Mid-market rate as of 4 August 2026.
Per employee, per month
| Wage your employee receives Set by you — we advise, you decide | ₹1,00,000 · $1,473 CAD |
| Everything required to employ them EPF, ESI, professional tax, gratuity, insurance, HR, compliance, workspace and Bumsa's fee | ₹75,000 · $1,105 CAD |
| Total you're invoiced | ₹1,75,000 · $2,577 CAD |
Give them a raise. See what it actually costs you.
Drag the slider. This is the lever you don't get when a provider bundles the wage into a flat rate — and the reason good people leave.
A 10% raise puts ₹10,000 more a month in your employee's hands and costs you $258 CAD a month across 1 person. You're still 73% below the cost of hiring the same role at home — and the person who was thinking about leaving now isn't.
Estimates only, for planning purposes. India wage benchmarks are indicative ranges for tier-one cities and vary by city, sector, skill and candidate. Domestic salary figures are illustrative. Exchange rates move. Statutory contribution rates and thresholds in India are in transition under the new labour codes and are reviewed regularly. Bumsa will benchmark your specific role and confirm exact figures before you commit to anything.
What this calculator shows
Employing a mid-level software engineer in India through Bumsa's Employer of Record service costs about $2,577 CAD a month on this calculator's default settings. That figure is made up of a ₹1,00,000 monthly wage paid to the employee — roughly $1,473 CAD — and a ₹75,000 markup covering EPF, ESI, professional tax, gratuity, insurance, HR, compliance, workspace and Bumsa's fee.
Bumsa prices Employer of Record engagements as a single multiple of the employee's wage, typically 1.75×, applied to a wage the client sets rather than one the provider decides. The client therefore always knows what their employee actually earns, and can change it whenever they choose.
On those same default settings, that engineer costs $30,928 CAD a year, against $128,100 CAD to employ the same role at home once employer burden is included — a saving of roughly 76%. Because the client sets the wage, giving that employee a 10% raise costs about $258 CAD more per month, and the total remains around 73% below the cost of a domestic hire.
The calculator covers eleven commonly India-hired roles — customer support, executive assistant, medical billing and coding, bookkeeping and AP/AR, recruitment, marketing, design, QA engineering, financial analysis, and software engineering at mid and senior level — and reports in Canadian dollars, US dollars, pounds sterling or Australian dollars. The wage, the markup multiple, the domestic employer burden and the exchange rate are all editable.